Chase surveyed about a thousand small business owners earlier this year.

Chase surveyed about a thousand small business owners earlier this year.

Forty percent plan to retire within the next decade. Only eight percent say they are fully prepared to hand the business off. Seventy percent are still early in planning — or have no formal succession plan at all.

Most owners can name a rough exit window. Far fewer can name a successor, a valuation, or a handoff.

Those three do not need an exit date on the calendar. They need a clear week and a decision to start.

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