Insights · LinkedIn
A lot of owners spent this year waiting for a calmer quarter before making a call.
A lot of owners spent this year waiting for a calmer quarter before making a call.
TD Bank's year-end small business survey came out this morning. Seventy-three percent of owners said they put off at least one investment in 2026 because of uncertainty. Now 85% expect revenue to be stronger through year-end, and 62% expect to seek financing before it closes.
That combination usually means a year of postponed decisions gets made in a single quarter, under deadline.
The same survey found 97% of owners feel unprepared in at least one key area. Technology and operations led the list at 43%. Capital and cash flow planning came in at 37%.
Before the money moves, go back to the investment you shelved. Write down what you were waiting to learn, and whether you learned it. If the answer hasn't changed, the plan needs work before the financing does.
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